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Kiva [Microlending to the less fortunate]
Moderators: Bakhtosh, EvilHomer3k
- killbot737
- Posts: 5660
- Joined: Wed Mar 02, 2005 11:19 pm
- Location: Next to America Jr.
Re: Kiva [Microlending to the less fortunate]
I just applied to OO, You guys should accept me. I've been loaning on kiva for a long time, only had one go bad but even then somehow it got paid back.
ed I noticed I personally have one more loan than this group combined so I should be good for our stats!
ed I noticed I personally have one more loan than this group combined so I should be good for our stats!
There is no hug button. Sad!
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Accepted.killbot737 wrote:I just applied to OO, You guys should accept me. I've been loaning on kiva for a long time, only had one go bad but even then somehow it got paid back.
Only loans made after joining count, unfortunately. Otherwise we'd be much higher.ed I noticed I personally have one more loan than this group combined so I should be good for our stats!
- Zaxxon
- Forum Moderator
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- Location: Surrounded by Mountains
- DD*
- Posts: 4706
- Joined: Thu Nov 09, 2006 2:42 pm
- Location: Detroit, where the weak are killed and eaten
Re: Kiva [Microlending to the less fortunate]
Just sent a request to be invited...
Are you a prostitute Rip? Because you blow the margins more than a $5 hooker. -rshetts2
Much like bravery is acting in spite of fear, being a functioning adult is acting responsibly in the face of temptation. -Isg
Much like bravery is acting in spite of fear, being a functioning adult is acting responsibly in the face of temptation. -Isg
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Accepted! And apparently they're running a bonus right now for accepted invites (funding of which is from an anonymous Kiva donor), so our team got a 2nd loan from me tonight thanks to your joining.DD* wrote:Just sent a request to be invited...
Onward and upward...
- Zaxxon
- Forum Moderator
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- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
We had another join request last night but it's gone now. Weird.
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Just noticed that the next loan made via the OO team will make $2,000 loaned out by OOers. Nice job, folks.
- Smutly
- Posts: 1906
- Joined: Thu Nov 04, 2004 12:47 am
Re: Kiva [Microlending to the less fortunate]
Thanks for the reminder. I had some built-up karma ready to send back into the world.
In my opinion, this is a terrific way to help those who are helping themselves. Sign up today, OO'ers....
In my opinion, this is a terrific way to help those who are helping themselves. Sign up today, OO'ers....
Black Lives Matter*
*Terms and Conditions Apply
*Terms and Conditions Apply
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
I was checking out our team stats tonight, and we're looking good. Well ahead of last year's loan amount with a third of the year to go. Nice job, all. Interesting that we give 70% to women and 30% to men.
If anyone new wants to join us, here's an invite link. Kiva is running a bonus promotion again where joining up earns you and your inviter a free loan funding.
If anyone new wants to join us, here's an invite link. Kiva is running a bonus promotion again where joining up earns you and your inviter a free loan funding.
-
- Posts: 4187
- Joined: Fri Feb 25, 2005 12:01 am
Re: Kiva [Microlending to the less fortunate]
Ok, will join you guys. Lets do some giving.
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Sweet; just approved who I think is you.Matrix wrote:Ok, will join you guys. Lets do some giving.
- Smutly
- Posts: 1906
- Joined: Thu Nov 04, 2004 12:47 am
Re: Kiva [Microlending to the less fortunate]
I do this on purpose as a small measure to keep women away from any sex trade. I have no idea if / when / where those forces are, but that's my logic in any case.Zaxxon wrote:Interesting that we give 70% to women and 30% to men.
Black Lives Matter*
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*Terms and Conditions Apply
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Aha. I tend to try to keep a 50-50 mix, hitting new countries regularly.
- Zaxxon
- Forum Moderator
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- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Since I posted late Thursday night, we gained a few members and donated $150. Nice job. Starting to get close to our 100th loan as a team.
* - New emoticons are le fun.
* - New emoticons are le fun.
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Getting really close to our 100th team loan now (96 currently). Perhaps consider spreading some holiday cheer if the year has been good to you.
- TheMix
- Posts: 11048
- Joined: Thu Oct 14, 2004 5:19 pm
- Location: Broomfield, Colorado
Re: Kiva [Microlending to the less fortunate]
I think I signed up... I have an account with Kiva at any rate. It says I'm still pending addition to the team.
Black Lives Matter
Isgrimnur - Facebook makes you hate your friends and family. LinkedIn makes you hate you co-workers. NextDoor makes you hate your neighbors.
- Zaxxon
- Forum Moderator
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- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Just added you.
- TheMix
- Posts: 11048
- Joined: Thu Oct 14, 2004 5:19 pm
- Location: Broomfield, Colorado
Re: Kiva [Microlending to the less fortunate]
Dang. You are fast. Guess it's time to go figure this out.
I'd been meaning to join for a while. So of course the wife joins right up and shames me. Damn her.
I'd been meaning to join for a while. So of course the wife joins right up and shames me. Damn her.
Black Lives Matter
Isgrimnur - Facebook makes you hate your friends and family. LinkedIn makes you hate you co-workers. NextDoor makes you hate your neighbors.
- TheMix
- Posts: 11048
- Joined: Thu Oct 14, 2004 5:19 pm
- Location: Broomfield, Colorado
Re: Kiva [Microlending to the less fortunate]
I may have missed out on the bonus for joining. It was a little unclear on what I was supposed to click. But at least I'm part of the group.
Black Lives Matter
Isgrimnur - Facebook makes you hate your friends and family. LinkedIn makes you hate you co-workers. NextDoor makes you hate your neighbors.
- Zaxxon
- Forum Moderator
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- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
If you have a bonus available, it should display near the top right of the page near your account info links.
- TheMix
- Posts: 11048
- Joined: Thu Oct 14, 2004 5:19 pm
- Location: Broomfield, Colorado
Re: Kiva [Microlending to the less fortunate]
I don't see anything. No credit listed. I think that I clicked away from the invite without realizing it and just ended up creating a new account.
Black Lives Matter
Isgrimnur - Facebook makes you hate your friends and family. LinkedIn makes you hate you co-workers. NextDoor makes you hate your neighbors.
- JSHAW
- Posts: 4514
- Joined: Wed Oct 20, 2004 2:03 pm
Re: Kiva [Microlending to the less fortunate]
"Neither a borrower or lender be"
Someone somewhere said that once.
Someone somewhere said that once.
- Zaxxon
- Forum Moderator
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- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Interesting, as I do have a credit which implies that you joined successfully via my link.TheMix wrote:I don't see anything. No credit listed. I think that I clicked away from the invite without realizing it and just ended up creating a new account.
- TheMix
- Posts: 11048
- Joined: Thu Oct 14, 2004 5:19 pm
- Location: Broomfield, Colorado
Re: Kiva [Microlending to the less fortunate]
I can live with that.
Black Lives Matter
Isgrimnur - Facebook makes you hate your friends and family. LinkedIn makes you hate you co-workers. NextDoor makes you hate your neighbors.
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
The International Bank of Bob is one of the Kindle Daily Deals today. I haven't read it yet, but it's on my list and should give an fuller perspective on the work Kiva does.
- Zaxxon
- Forum Moderator
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- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Kiva is doing a one-day promotion where most loans made today will be doubled by Mr. Burns a rich benefactor. Look for the x2 icon when making a loan.
When I went to make one today, I checked out our team's stats. We continue to impress me. We just recently passed $4k lent--it took us 11 months to go from $0 to $1k, 6 months from $1k to $2k, 5 months to $3k and 4 months to $4k. Nice work.
Main Kiva link, and an invite link for folks that want to join us but aren't yet members.
When I went to make one today, I checked out our team's stats. We continue to impress me. We just recently passed $4k lent--it took us 11 months to go from $0 to $1k, 6 months from $1k to $2k, 5 months to $3k and 4 months to $4k. Nice work.
Main Kiva link, and an invite link for folks that want to join us but aren't yet members.
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Aaannnd Kiva's doing another benefactor-backed $25 loan deal for new accounts. The OO team is about to hit $5k loaned. If any of you have seen this thread in the past and been interested but passed, you can join us now and put up $0 of your own cash.
- TheMix
- Posts: 11048
- Joined: Thu Oct 14, 2004 5:19 pm
- Location: Broomfield, Colorado
Re: Kiva [Microlending to the less fortunate]
Which reminds me, do you tend to re-loan as soon as you get $25 back? Just wondering. I'm actually approaching $50 repaid. So I've been thinking that it's time to pick out some new loans.
Black Lives Matter
Isgrimnur - Facebook makes you hate your friends and family. LinkedIn makes you hate you co-workers. NextDoor makes you hate your neighbors.
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
I tend to re-loan once I've got $20 repaid into my account. That way I slowly keep building my overall pool in a painless way. You can actually set your preferences to automatically re-loan if you want.TheMix wrote:Which reminds me, do you tend to re-loan as soon as you get $25 back? Just wondering. I'm actually approaching $50 repaid. So I've been thinking that it's time to pick out some new loans.
- TheMix
- Posts: 11048
- Joined: Thu Oct 14, 2004 5:19 pm
- Location: Broomfield, Colorado
Re: Kiva [Microlending to the less fortunate]
Huh. I'll have to look into that. I thought the default was $25. I didn't even know that smaller loans were an option.
Black Lives Matter
Isgrimnur - Facebook makes you hate your friends and family. LinkedIn makes you hate you co-workers. NextDoor makes you hate your neighbors.
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
They're not. I should have been clearer--I mean when I get to $20, I add $5 and make a loan. Keeps my contributions in the 'did this rather than Starbucks' range.TheMix wrote:Huh. I'll have to look into that. I thought the default was $25. I didn't even know that smaller loans were an option.
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Another benefactor day. Also, we just hit $5k, meaning our 4 months/$1k rate held for another thousand bucks.Zaxxon wrote:Kiva is doing a one-day promotion where most loans made today will be doubled by Mr. Burns a rich benefactor. Look for the x2 icon when making a loan.
When I went to make one today, I checked out our team's stats. We continue to impress me. We just recently passed $4k lent--it took us 11 months to go from $0 to $1k, 6 months from $1k to $2k, 5 months to $3k and 4 months to $4k. Nice work.
Main Kiva link, and an invite link for folks that want to join us but aren't yet members.
2 loans per week for our team--not bad.
- hitbyambulance
- Posts: 10339
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Re: Kiva [Microlending to the less fortunate]
Zaxxon wrote:Another benefactor day. Also, we just hit $5k, meaning our 4 months/$1k rate held for another thousand bucks.Zaxxon wrote:Kiva is doing a one-day promotion where most loans made today will be doubled by Mr. Burns a rich benefactor. Look for the x2 icon when making a loan.
When I went to make one today, I checked out our team's stats. We continue to impress me. We just recently passed $4k lent--it took us 11 months to go from $0 to $1k, 6 months from $1k to $2k, 5 months to $3k and 4 months to $4k. Nice work.
Main Kiva link, and an invite link for folks that want to join us but aren't yet members.
2 loans per week for our team--not bad.
you should post an update on the messages page - OO team is now at $5,800 loaned.
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Nice. I got a glut of repayments today and made 2 more loans.
- Blackhawk
- Posts: 44461
- Joined: Tue Oct 12, 2004 9:48 pm
- Location: Southwest Indiana
Re: Kiva [Microlending to the less fortunate]
Y'all are awesome.
(˙pǝsɹǝʌǝɹ uǝǝq sɐɥ ʎʇıʌɐɹƃ ʃɐuosɹǝd ʎW)
- Rip
- Posts: 26891
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- Location: Cajun Country!
- Contact:
Re: Kiva [Microlending to the less fortunate]
Not sure how I missed this but I am in.
Just joined, waiting on approval.
Just joined, waiting on approval.
- Zaxxon
- Forum Moderator
- Posts: 28174
- Joined: Wed Oct 13, 2004 12:11 am
- Location: Surrounded by Mountains
Re: Kiva [Microlending to the less fortunate]
Approved. Welcome!
- Smutly
- Posts: 1906
- Joined: Thu Nov 04, 2004 12:47 am
Re: Kiva [Microlending to the less fortunate]
Black Lives Matter*
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-
- Posts: 4724
- Joined: Fri Oct 15, 2004 3:54 pm
Re: Kiva [Microlending to the less fortunate]
I'm not sure how clean Kiva is.
http://www.nytimes.com/2009/11/09/busin ... 9kiva.html
http://www.nytimes.com/2009/11/09/busin ... 9kiva.html
Daehawk wrote:Thats Drazzil's chair damnit.
- Smutly
- Posts: 1906
- Joined: Thu Nov 04, 2004 12:47 am
Re: Kiva [Microlending to the less fortunate]
Most loans listed on Kiva have a disbursed date so you can see if the funds have already been given to the applicant. They explain how post-disbursed loans are handled below. I'm okay with this.
---------------
What is the disbursed date?
Loan disbursal can happen anywhere from 30 days before to 90 days after the loan is posted on the Kiva website. The disbursed date indicates the date that the borrower receives their loan funds from the Field Partner.
Many of Kiva's Field Partners choose to disburse loan funds before the loan request is posted on Kiva. We allow pre-disbursal because it ensures that the funds reach the borrower as soon as they are needed. Loan funds from Kiva lenders then go to backfill that amount and as a lender you assume the risk of the loan. By doing this, our Field Partners assume the risk that, if the loan isn't funded by Kiva lenders, the Field Partner has to fund the loan without any funds from Kiva lenders.
If a loan is not pre-disbursed, it will be listed on Kiva with an expected "post-disbursed" date. If a post-disbursed loan is not funded on Kiva, there is a chance that the borrower may not receive their loan. Some Kiva Field Partners choose to disburse loans with other sources of funding, while other partners do not have the resources available to fund loans without Kiva lenders' support.
---------------
What is the disbursed date?
Loan disbursal can happen anywhere from 30 days before to 90 days after the loan is posted on the Kiva website. The disbursed date indicates the date that the borrower receives their loan funds from the Field Partner.
Many of Kiva's Field Partners choose to disburse loan funds before the loan request is posted on Kiva. We allow pre-disbursal because it ensures that the funds reach the borrower as soon as they are needed. Loan funds from Kiva lenders then go to backfill that amount and as a lender you assume the risk of the loan. By doing this, our Field Partners assume the risk that, if the loan isn't funded by Kiva lenders, the Field Partner has to fund the loan without any funds from Kiva lenders.
If a loan is not pre-disbursed, it will be listed on Kiva with an expected "post-disbursed" date. If a post-disbursed loan is not funded on Kiva, there is a chance that the borrower may not receive their loan. Some Kiva Field Partners choose to disburse loans with other sources of funding, while other partners do not have the resources available to fund loans without Kiva lenders' support.
Black Lives Matter*
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*Terms and Conditions Apply